Insurance by Design

Risk Transfer Insurance Agency®, an Insurance Journal “Top 100 Insurance Agency”, specializes in the professional employer organization and temporary staffing industries.  We combine the benefits of highly-specialized insurance programs with niche risk management services to provide an unparalleled insurance experience for our clients.

Find out what Risk Transfer can do for your organization

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We offer a full menu of Property Casualty products specifically designed for the needs of PEO and Staffing organizations.  Risk Transfer is the original founder of many PEO/Staffing insurance programs.


We were the original founders of PEO- and staffing-specific markets.  We have tenured relationships with leading carriers and tout the greatest capacity available in our industry spaces.


Our services enable business owners to focus on driving revenue while we handle everything from risk management deployment, claims advocacy, program underwriting to predictive modeling.

Our Team

Our team of licensed insurance agents and claims adjusters has over 100 years of industry experience with executives from the top insurance companies, private equity groups, PEOs and staffing companies across the country.

Industry Accomplishments

Have the comfort level knowing that you are working with the best of the best.  We serve on various industry boards, contribute to industry research studies and have been advocates for our clients’ industries since our beginning.

Industry Blogs

Industry-leading information delivered directly to your inbox for free.  We bring the latest and most valuable industry news to our clients to better foster best practices and other potentially competitive advantage generators.

Awards and Achievements

Who We Are

Risk Transfer Insurance Agency is a full service MGA that maintains a core discipline on providing insurance solutions for the under-served PEO and staffing industries. We utilize our industry expertise and carrier relationships to deliver consultative solutions for our clients, while also advising our clients on how to mitigate their risk exposures. Our understanding of the dynamic marketplace allows us to assist our clients in placing business that traditional brokers cannot.

Our History

Risk Transfer Insurance Agency, headquartered in Orlando, Florida, develops specific workers’ compensation programs for a variety of industries.  Professional employer organizations and temporary staffing companies have been Risk Transfer’s core discipline since inception and continues to be the agency’s largest focus.  Risk Transfer boasts a hybrid business model that is easily customized for each of its carrier partners and numerous industry-specific carrier programs.

Our Clients Love Us

Risk Transfer saved our company!  Several years back, we experienced a shock loss and could not locate a single broker who would even consider quoting coverage. Andy and Mark, two of the most well-versed, responsive, and professional individuals I have encountered, were up to the challenge and not only were they able to deliver comprehensive coverage from a reputable carrier, but they came in under budget as well. I am so happy to have found Risk Transfer and would recommend them without reservation.

PEO Client

As a Staffing Industry HR Professional and Risk Manager, I know the value of having the right team in my corner. Even so, prior to partnering with Risk Transfer I underestimated the importance of having the right insurance agent.  The Risk Transfer team is genuinely invested in our success. They understand our company, our mix of business, our risks and our internal practices.  Andy Kohler and the support team are true business partners providing claims support, contract guidance and strategic risk management throughout the year.

Staffing Client

At renewal, the partnership pays off.  Brad Isaacs and his team proactively vet the market and explore the best available options. By doing so they bring all the right carriers to the renewal table to maximize our coverage and minimize our risks. I highly recommend Risk Transfer for any staffing firm that is committed to being the best while limiting their business risks.  They are exceptional! That said, Risk Transfer doesn’t partner with just anyone so if you have the chance to partner with them, seize it.

Staffing Client

Having the comfort level knowing that you are working with the best of the best is priceless.

Throughout the years, RTIA has consistently been a staple for its clients and service partners.  As a result we have participated in and continue to represent several organizations that are industry specific, so that we can stay ahead of the game when there is a change that is going to affect our clients. Our commitment gives you peace of mind knowing that you are working with a best-in-class agency that maintains an expertise in the areas that matter most to you and your clients.